How to cut your insurance premiums down to size

Motley Fool offers some great advice on how to reduce your insurance premiums.

Tips include:

1. Mobile phone insurance - Save money by avoiding the deals offered by your network provider, independent companies usually offer better value.
2. Car insurance - If your car isn't worth much is it really worth insuring it? Switch to third party, fire and theft cover to save on your premiums.
3. Home contents insurance - Companies tend to push higher levels of cover on people than they really need. Look carefully at your policy and adjust levels to the amount that suits you.